Financial folklore, audited — 17 beliefs vs the evidence Budgets restrict · small treats are the problem · cash is always king All debt is bad · minimums are fine · carrying a balance builds credit Renting is wasted money · property always rises · buy as big as the bank allows You need wealth to start · it's gambling · timing beats time · gold is safety Checking credit hurts it · a raise fixes everything The rich track every penny · the rich got lucky (so why try) Every myth has a sponsor — follow the incentive Recap — 17 myths, 5 principles, 1 question








