Every INVESTMENT Fee Ranked by How It Eats Returns
About this video
Discover how a 1% investment fee quietly eats nearly 28% of your portfolio's value over 30 years. This video ranks every investment fee from most to least damaging, from expense ratios to bid-ask spreads, so you know exactly where your money leaks. Chapters: 00:00 The 28% Silent Killer 00:16 The Real Damage 00:32 Expense Ratios 00:48 Annual Tax on Balance 01:02 Small Gap, Big Impact 01:15 Stacking Fees 01:27 Save 1%, Gain Thousands 01:42 What is a 12b-1 fee? 01:58 Hidden in plain sight 02:12 Second most damaging 02:26 Commissions used to be steep 02:42 One-time fees are tiny 02:58 Commissions rank low 03:14 Bid vs ask 03:30 Annual cost of spread 03:45 Spread: low or high? 04:00 Recurring fees first 04:16 Find the leaks 04:29 Commissions minor 04:45 Act now 05:00 1% fee over 30 years 05:16 Cut your fees 05:31 The 28% Erosion 05:47 12b-1 Origins 06:01 Fee Stacking 06:15 The 0.5% Spread 06:30 Commission Frequency 06:44 Check Your Fees 06:59 The Math Behind the Erosion 07:15 Act today Sources & further reading: ā¢ Vanguard: The impact of fees on investment returns ā https://investor.vanguard.com/investor-resources-education/news/the-impact-of-fees-on-investment-returns ā¢ SEC: Mutual Fund Fees and Expenses ā https://www.sec.gov/fast-answers/answersmffeeshtm.html ā¢ Investment Company Institute: Trends in the Expenses and Fees of Funds ā https://www.ici.org/statistics/trends ā¢ Charles Schwab: Commission-free trading announcement ā https://pressroom.aboutschwab.com/press-release/corporate-news/charles-schwab-eliminates-commissions ā¢ Investopedia: Bid-Ask Spread ā https://www.investopedia.com/terms/b/bid-askspread.asp
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